Annuities can play an important role in your retirement plan. Whether you are trying to increase your retirement savings or you need guaranteed income now, there are annuity solutions that you should consider. Safe Harbor Retirement Group is an independent insurance company, which has access to the best products in the industry by multiple insurance companies and can find the right product for your specific need.
When considering an annuity, it is helpful to ask yourself the following questions to determine if this option fits your retirement needs.
- Am I concerned about finding a secure retirement plan to help protect my savings?
- And, am I concerned that there may be a better way to structure my retirement plan?
If you answer “yes” to either of these questions, an annuity may work well for you to fill any income gap you may face in retirement.
We understand the importance of helping you create a stream of lifetime income for your retirement. You can manage your lifestyle, avoid market volatility and potentially create a lifetime income simply by having a conversation with us about how you can create a retirement income plan with annuities.
Annuities are designed to be long-term investments and frequently involve charges such as income and death benefit rider fees, and surrender charges. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 1/2. Annuities are not guaranteed by FDIC or any other governmental agency and are not deposits or other obligations of, or guaranteed or endorsed by any bank or savings association.