How Debt Impacts Your Retirement Plans The saga of adult children moving in with their retired parents has been the subject of sitcoms, movies, and TV commercials for years now.…
Annuity Income for Retirement How Annuities factor into your retirement income plan When it comes to retirement, gone are the days when you left your company after 40+ years, received…
Factoring Inflation With Income Planning The number one mistake I see people make when planning for retirement is that they do not factor inflation into their future income plan. And…
Understanding risk and market volatility When times are uncertain or the stock market is volatile, I will inevitably get asked by someone if they should get out of the market…
Sacrificing long-term gains with a short-term mindset Today, I want to discuss timing the market.Market timing is the strategy of making buying or selling decisions by attempting to predict future…
Finding The Right Investment Strategy Today I want to talk about the differences between passive and active investment management strategies. A Passive investment strategy is designed to maximize returns…
It may seem obvious that preparing for retirement as a couple is a good idea, but you’d be surprised at how easy it is to miss key components. If you…
Today I want to talk about how to avoid Social Security scams. Safe Harbor is not affiliated with or endorsed by the Social Security Administration or any government agency, but…
Social Security is vital for many Americans. A recent article suggested that Social Security is keeping nearly 15 million retirees out of poverty.1 Beyond that, millions more rely on the…
We all want to feel like our lives are in order, and that is especially apparent when things like the coronavirus show us how little we can control. One thing…