Coverage designed to bridge the gap and cover costs health insurance won’t
As you start to financially plan for your future, there are other things to consider besides just a standard 401(k) or other retirement options. You should also make a plan to ensure you are protected should you find yourself needing healthcare assistance later on in life.
Considering long-term care costs is an important part of any long-range financial plan, especially in your 50s and beyond. Waiting until you need care to buy coverage isn’t an option.
Long-term care provides benefits that regular health insurance and Medicare don’t cover. From assistance with daily activities like bathing to chronic medical condition care, these policies can help a lot. They also offer reimbursement options for care given in a number of different locations, including:
- Your home
- Nursing homes
- Assisted living facilities
- Adult day centers
Accounting for your long-term care needs is about more than purchasing an insurance policy, it’s about designing a comprehensive strategy that will protect both your well-being and your assets.
You shouldn’t have to choose between your health and your financial future. If you or a loved one need long-term care, it is important to have a plan in place to help get the quality care you need. The Ohio licensed professionals at Safe Harbor can help you develop a plan that helps ensure your long-term care needs are met, but not at the expense of your finances.
Schedule a Complimentary Meeting
Let us show you how to invest for long-term growth and income, while protecting your assets with a long-term care strategy. Contact us here or call at 614-760-0670 to get started.