Articles

While it is certainly not enjoyable part of personal finance to discuss, estate planning is incredibly important. After all, most of us want to make sure our loved ones are taken care of, even after we pass on. If you are unfamiliar with the concept of estate planning[RA1] , we’ve put together a […]
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The 401k is an incredible investment vehicle to help you build your retirement funds over time, however, most people don’t take full advantage of all of the benefits their 401k has to offer. In this article, we’ll go over the four most common 401k mistakes that you should avoid! Missing […]
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Should You Take a Lump Sum or Monthly Payments for Your Pension? As many Baby Boomers reach retirement age, they are faced with the dilemma of whether to take their pension in a lump sum or monthly payments. It’s not a decision to be taken lightly and needs advice from […]
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401k Mistakes to Avoid The 401k is an incredible investment vehicle to help you build your retirement funds over time, however, most people don’t take full advantage of all of the benefits their 401k has to offer. In this article, we’ll go over the four most common 401k mistakes that […]
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Impact of Inflation on Your Retirement Every time you go shopping, it seems like prices have gone up — from groceries to gas and everything in-between. Over the past 10 years, inflation has averaged about 1.8% per year, but this year, inflation has reached a crippling 5.5%. It’s hard enough […]
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How Debt Impacts Your Retirement Plans The saga of adult children moving in with their retired parents has been the subject of sitcoms, movies, and TV commercials for years now. But in real life, it’s not that amusing. Did you know that taking care of grown children is one of […]
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Annuity Income for Retirement How Annuities factor into your retirement income plan When it comes to retirement, gone are the days when you left your company after 40+ years, received a gold watch, and were sent off to live your golden years supported by your pension. Pensions are a relic […]
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Factoring Inflation With Income Planning The number one mistake I see people make when planning for retirement is that they do not factor inflation into their future income plan. And when I say income planning , I mean a plan to ensure you will not run out of money in retirement. […]
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Understanding risk and market volatility When times are uncertain or the stock market is volatile, I will inevitably get asked by someone if they should get out of the market all together. My answer is no. Stocks are a valuable part of your investment portfolio. Owning stocks in different companies […]
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Sacrificing long-term gains with a short-term mindset Today, I want to discuss timing the market.Market timing is the strategy of making buying or selling decisions by attempting to predict future market price movements. Common wisdom today tells us that timing the market doesn’t work. As hard as investors may try, earning massive profits […]
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